Retirement Planning
Made Personal
We Don’t Fit You Into a Portfolio.
Retirement planning isn’t about chasing performance. It’s about putting the right pieces in place — income you can count on, risk you understand, and decisions that work together. That’s the work we do.
Retirement Income Planning
We help you turn your savings into income you can rely on. We plan for market ups and downs, rising costs, and changes in how you want to live — so retirement feels steady, not stressful.
Investment Management
We manage investments with a clear purpose. That means aligning them with your goals, your timeline, and how much risk you’re actually comfortable taking without overcomplicating things.
Tax Efficient Strategies
Taxes can quietly undo good planning. We help reduce what you owe, now and over time, through smart timing and clear decisions.
Guaranteed Income Solutions
When guaranteed income makes sense, we use it to add stability to your retirement and reduce the risk of outliving your money.
Social Security Optimization
When you file matters, more than most people realize. We help you decide when and how to claim, so you get the most out of your benefits over time.
Estate & Legacy Planning
Your money should move the way you want it to. We coordinate with your attorney or trusted partners to make sure your wishes are clear and the people you care about are taken care of.
Risk Management
We look for the things that could knock your plan off track — health costs, market drops, unexpected changes — and build in safeguards so one event doesn’t undo years of progress.
Complimentary Tax & Estate Planning
We don’t believe in partial planning. That’s why tax and estate planning are part of the work we already do — not add-ons. Looking at the full picture is how retirement planning actually works.
We are a firm built entirely around the client, not the advisor. We plan around people’s lives. The Refined Retirement is our in-house tool for defining what matters, building a clear plan, and supporting the life you want to live.
Disclaimer: All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any statements referring to growing your income are not a guarantee or prediction of future performance. Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
The MDRN Capital Difference
Let’s Talk About the Life You Want to Live
A short, no-pressure conversation to see if your strategy is built for the life you want to live.
Disclosures:
Performance Pledge – For MDRN Capital, LLC (“MDRN Capital”) client accounts that meet all the criteria as described below (”Applicable Accounts”), MDRN Capital will pause the billing of clients Applicable Accounts if all conditions are met as listed below:
- MDRN Capital is the sole registered investment advisor to the Applicable Account and MDRN Capital has discretionary authority as defined in section 1 of MDRN Capital’s wealth management agreement.
- All assets in the Applicable Accounts are invested in Potomac Bull and/or Bear Series Portfolio utilized by MDRN Capital.
- The Applicable Account does not hold any securities that were not purchased or recommended by MDRN Capital.
- The Applicable Account has two consecutive calendar quarters of negative performance.
- Negative performance is defined as the loss in value of the Applicable Account within the respective calendar quarter.
Applicable Accounts that meet the criteria and conditions of the Performance Pledge, as described above, will not be charged an advisory fee starting on the following calendar quarter after the two calendar quarters of negative performance is achieved. Once the Applicable Account achieves positive performance in a calendar quarter, MDRN Capital will reinstate the agreed upon advisory fee effective in the following calendar quarter. The Performance Pledge cycle remains in effect until the termination of your wealth management agreement with MDRN Capital or until the client opts out via written notice to MDRN Capital. Performance reviews will be performed on Applicable Accounts at the end of each calendar quarter. If at any point, a condition, as described above, is not met, the account[s] will no longer be deemed an Applicable Accounts and will not be subject to the Performance Pledge.
